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St. Croix Real Estate for Sale

St. Croix...the American Paradise! This unspoiled island paradise offers a wideVilla Dawn, St. Croix Real Estate selection of real estate opportunities. St. Croix is the largest member of the Virgin Islands. It's people, culture, architecture, history, beaches and crystal clear water are just a few of the things that make this island so desirable.

Although it is only 27 miles long, the island includes flat agricultural land to rolling hills -- arid areas to a small rainforest -- rural settings to dramatic Caribbean Sea views. Whether you are looking for a vacation property or moving to St. Croix, you are sure to find an area and a St Croix house for sale that will appeal to you.


Roland Groder
Roland Groder

 RE/MAX : St. Croix, US Virgin Islands

 -  www.RolandGroder.com

Congratulations! You are considering buying real estate on beautiful St. Croix. I could not agree with you more on your decision to live in such a wonderful place. You have started in the right place. My name is Roland Groder and I want to help you find your piece of paradise in St. Croix.  Within my website, you will find available properties and condos. You can also search all available properties by using our Multiple Listing Service (MLS). Whatever your needs might be or questions you have — I am here to help you in every step of the way. Take your time, do your research. This is a very exciting time for you!

 Cynthia Taylor                                 - www.CynthiaTaylorStx.com       

When looking for someone to find your perfect home, condo, land or business
I hope you choose me to make the experience a smooth and effortless one for
you.

Phone:
(340) 773-4665 x30 • Fax (340) 773-8989
Office: Farchette & Hanley Real Estate

Mailing Address 52 King Street, Christiansted, St. Croix VI 00820
Website: www.CynthiaTaylorStx.com
Email: cynthia@cynthiataylorstx.com, kathy@cynthiataylorstx.com

 Chris Hanley                           - www.ChrisHanley.com
Located in Christiansted, St. Croix, the VI's largest island, Farchette & Hanley Real Estate is a leader in the Virgin Island's real estate brokerage industry.  With 2 offices (Christiansted & Carambola Golf & Beach Resort locations), 11 full-time brokers, and 10 support staff personnel and licensed assistants, we have the knowledge and tools you need to make your purchasing adventure a pleasure. Whether its a private island or shanty in the hills, if it's for sale, we can help you make it yours.   Telephone: (340) 773-4665 ext.12

Website: www.chrishanley.com    Email: hanley@islands.vi
 



Jan Hanley

Jan Hanley and Preferred Properties Real Estate on St. Croix

www.JanHanley.com

My years of experience in St. Croix real estate have taught me that it is service that counts.  Every transaction is different and I fully understand those differences, as well as the needs of all my clients and their dependence on me to get the job done.  The "Preferred Properties" division offers individualized attention to the needs of buyers and sellers, worldwide marketing and advertising, and everyday accessibility to our clients.  Service is my business! Email me at info@JanHanley.com.

Richards & Ayer Associates, Realtors®, St. Croix, US Virgin IslandsWelcome to Richards and Ayer Associates Professional Services for the Virgin Islands and to a superior real estate organization and well respected island firm. Our experienced team offers an in-depth knowledge of St. Croix Real Estate and other island properties, and an understanding of island ways that few REALTORS® can boast of or have. Toll Free (800) 676-0420, E-mail: anthony@islands.vi Click here for more info!


www.prudentialcalbestrealty.com
Here is a plug for our Mom's real estate company in Hemet California. If you need a great Real Estate professional in Riverside County, CA these are the people to see!

601 E. Florida Ave.
Hemet, CA.  92543
909 652-3000   Fax: 909 652-0508 


St. Croix Real Estate and Banking Information

BANKING:

Allied Home Mortgage Capital Corporation
47 King Street, Christiansted, VI 00820
Phone: 340-713-8263
Fax: 340-713-8265

Banco Popular of the Virgin Islands
Post Office Box 8580
St. Thomas, USVI  00801
Tel. (340) 693-2777
Fax (340) 693-2782

Bank Of Nova Scotia
Post Office Box 420
St. Thomas, USVI  00802
Tel. (340) 774-6393
Fax (340) 693-5994
  or (340) 776-5997

Bank of St. Croix
Post Office Box 24240
Gallows Bay
St. Croix, USVI  00824-4240
Tel. (340) 773-8500
Fax (340) 773-8508

First Bank Puerto Rico
Post Office Box 3126
St. Thomas, USVI  00803
Tel. (340) 774-2022
Fax (340) 776-1313

No. 6 King Street
Christiansted
St. Croix, USVI  00820
Tel: (340) 773-0504
Fax: (340) 773-2942

Post Office Box 5468
St. Thomas, USVI  00803
Tel. (340)776-9494
Fax (340) 776-3447

Post Office Box 6220
St. Thomas, USVI  00804
Tel. (340) 775-8800
Fax (340) 7776-0051

Flagstar Bank
Phone: 340-773-8100

MORTGAGES: Available through Banks and lending institutions, including First Bank VI, Scotia Bank, Allied Mortgage Capital Corp , Flagstar, First Liberty Mortgage Co.& Merrill Lynch. Most banks require the buyer to pay for the title search, title insurance, property appraisal, and written certificate of surveyor's property, perimeter or "as-built" survey and the bank attorney fees. Many are able to pre-qualify you over the phone.

PROPERTY TAXES: Levied at 1.25% / $1,000.00 of assessed value of the property. Assessed value is 60% of actual value. An easier mathematical extrapolation of this formula is 0.75% of the selling price. For more information, please call the V.I. Tax Assessor's Office at (340) 773-6459 for Christiansted properties or (340) 772-3115 for Frederiksted properties.

TITLE INSURANCE: Available and recommended. For more information call Virgin Islands Title & Trust Co (340) 773-0570 or Island Title (340) 773-3930.

TRANSFER TAX (STAMP TAX): All real estate transactions involving residences and/or land sales require a tax, which is based on the purchase price. Please be advised that pursuant to Act No. 6630 (Bill No. 25-0121) effective December 23, 2003, the documentary stamp a/ka transfer stamp tax has been increased as follows:

A) 2% for property valued up to $350,000;
B) 2 1/2% for property valued from $350,001 to $1,000,000;
C) 3% for property valued from $1,000,001 to $$5,000,000; and
D) 3 1/2% for property valued over $5,000,001. This tax is usually paid by the seller at the time of closing.

WINDSTORM/EARTHQUAKE INSURANCE: About 2% -2.65% of insured value or replacement cost for masonry/stone, more for wood frame construction.

ZONING, BUILDING AND HOUSING LAWS AND REGULATIONS: Office of the Lt. Governor, King Street, Christiansted. Telephone 340-773-6459.

BUILDING SPECS: All new buildings must withstand a minimum wind speed of up to 110mph and Zone 4 earthquake provisions. Generally the code follows Miami / Dade counties building codes for hurricanes.

BUILDING COSTS: From $200.00 per sq. ft.

ELECTRIC: Supplied by Virgin Islands Water & Power Authority (WAPA). Their office is located in Estate Diamond cross from the Sunny Isle shopping center. Telephone 340-773-2250 or 340-778-5064. After you have purchased a residence, hooking up your electric is easy...all you need is a photo ID, copy of your deed, $125.00 deposit and a copy of the previous owner's old WAPA bill with their account number on it will expedite the process.

WATER: Mainly rain water collected from the roof and stored in a cistern in most areas. Within city limits you may have access to city water and sewer. Most condominiums have common cisterns and may charge a water fee.

TAXES AND BUSINESS INFORMATION: U.S.V.I. residents taxed on worldwide income according to standard (IRS) code. Non-resident U.S. citizens taxed on income from U.S.V.I. sources only. Corporations have a 10% surcharge on income with the exception of those enjoying investment incentives. Businesses pay 4% gross receipts tax on money earned from all transactions including services. The U.S. Virgin Islands uses the U.S. IRS Tax Code, but the tax dollars are kept locally and filed with the Virgin Islands Bureau of Internal Revenue. Social Security and Unemployment taxes are paid to the U.S. Federal Government. The taxes are at the same rates and use the same forms and rules as the federal income tax under what is called the "mirror system" of taxation.
 

 

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