St. Croix Real Estate for Sale, USVI

St. Croix...the American Paradise! This unspoiled island paradise offers a wideSt. Croix Real Estate selection of real estate opportunities. St. Croix is the largest member of the Virgin Islands. It's people, culture, architecture, history, beaches and crystal clear water are just a few of the things that make this island so desirable.

Although it is only 27 miles long, the island includes flat agricultural land to rolling hills -- arid areas to a small rainforest -- rural settings to dramatic Caribbean Sea views. Whether you are looking for a vacation property or moving to St. Croix, you are sure to find an area and a St Croix house or condo for sale that will appeal to you.


Kim Lucas                                                       - www.RetireInTheVI.com -
Kim Lucas, St. Croix Real Estate

The time is now – the place is St Croix. If you’ve ever dreamed of living in a tropical paradise, today is the day to start making that dream come true! Put me and my "dream team" to work to find you the perfect property and obtain the financing you need to make your dream a reality! Even if you aren’t ready to retire, you can buy now and secure your St. Croix real estate at today’s great prices. I have the resources, experience, and know-how to assist you on your journey and make it a fun ride! 
Kim Lucas REALTOR®
Email:
LiveInStCroix@gmail.com,   Cell: 340-626-3758
Coldwell Banker Land-de Wilde Realty,  5030 Anchor Way #9,  Christiansted, VI  00820


 Cynthia Taylor                                 - www.CynthiaTaylorStx.com -

When looking for someone to find your perfect home, condo, land or business I hope you choose me to make the experience a smooth and effortless one for you.

Phone:
(340) 773-4665 x30 • Fax (340) 773-8989
Office: Farchette & Hanley Real Estate

Mailing Address: 52 King Street, Christiansted, St. Croix VI 00820
Email: cynthia@cynthiataylorstx.com, kathy@cynthiataylorstx.com


 Chris Hanley                         - www.ChrisHanley.com -

Located in Christiansted, St. Croix, the V.I.'s largest island, Farchette & Hanley Real Estate is a leader in the Virgin Island's real estate brokerage industry.  With 2 offices (Christiansted & Carambola Golf & Beach Resort locations), 11 full-time brokers, and 10 support staff personnel and licensed assistants, we have the knowledge and tools you need to make your purchasing adventure a pleasure. Whether its a private island or shanty in the hills, if it's for sale, we can help you make it yours.

Telephone: (340) 773-4665 ext.12, Email: hanley@islands.vi


Richards & Ayer Associates, Realtors®, St. Croix, US Virgin IslandsWelcome to Richards and Ayer Associates Professional Services for the Virgin Islands and to a superior real estate organization and well respected island firm. Our experienced team offers an in-depth knowledge of St. Croix Real Estate and other island properties, and an understanding of island ways that few REALTORS® can boast of or have.
Toll Free (800) 676-0420, E-mail: anthony@islands.vi Click here for more info!

St. Croix Real Estate and Banking Information

BANKING:

Allied Home Mortgage Capital Corporation
47 King Street, Christiansted, VI 00820
Phone: 340-713-8263
Fax: 340-713-8265

Banco Popular of the Virgin Islands
Post Office Box 8580
St. Thomas, USVI  00801
Tel. (340) 693-2777
Fax (340) 693-2782

Bank Of Nova Scotia
Post Office Box 420
St. Thomas, USVI  00802
Tel. (340) 774-6393
Fax (340) 693-5994
  or (340) 776-5997

Bank of St. Croix
Post Office Box 24240
Gallows Bay
St. Croix, USVI  00824-4240
Tel. (340) 773-8500
Fax (340) 773-8508

First Bank Puerto Rico
Post Office Box 3126
St. Thomas, USVI  00803
Tel. (340) 774-2022
Fax (340) 776-1313

No. 6 King Street
Christiansted
St. Croix, USVI  00820
Tel: (340) 773-0504
Fax: (340) 773-2942

Post Office Box 5468
St. Thomas, USVI  00803
Tel. (340)776-9494
Fax (340) 776-3447

Post Office Box 6220
St. Thomas, USVI  00804
Tel. (340) 775-8800
Fax (340) 7776-0051

Flagstar Bank
Phone: 340-773-8100

MORTGAGES: Available through Banks and lending institutions, including First Bank VI, Scotia Bank, Allied Mortgage Capital Corp , Flagstar, First Liberty Mortgage Co.& Merrill Lynch. Most banks require the buyer to pay for the title search, title insurance, property appraisal, and written certificate of surveyor's property, perimeter or "as-built" survey and the bank attorney fees. Many are able to pre-qualify you over the phone.

PROPERTY TAXES: Levied at 1.25% / $1,000.00 of assessed value of the property. Assessed value is 60% of actual value. An easier mathematical extrapolation of this formula is 0.75% of the selling price. For more information, please call the V.I. Tax Assessor's Office at (340) 773-6459 for Christiansted properties or (340) 772-3115 for Frederiksted properties.

TITLE INSURANCE: Available and recommended. For more information call Virgin Islands Title & Trust Co (340) 773-0570 or Island Title (340) 773-3930.

TRANSFER TAX (STAMP TAX): All real estate transactions involving residences and/or land sales require a tax, which is based on the purchase price. Please be advised that pursuant to Act No. 6630 (Bill No. 25-0121) effective December 23, 2003, the documentary stamp a/ka transfer stamp tax has been increased as follows:

A) 2% for property valued up to $350,000;
B) 2 1/2% for property valued from $350,001 to $1,000,000;
C) 3% for property valued from $1,000,001 to $$5,000,000; and
D) 3 1/2% for property valued over $5,000,001. This tax is usually paid by the seller at the time of closing.

WINDSTORM/EARTHQUAKE INSURANCE: About 2% -2.65% of insured value or replacement cost for masonry/stone, more for wood frame construction.

ZONING, BUILDING AND HOUSING LAWS AND REGULATIONS: Office of the Lt. Governor, King Street, Christiansted. Telephone 340-773-6459.

BUILDING SPECS: All new buildings must withstand a minimum wind speed of up to 110mph and Zone 4 earthquake provisions. Generally the code follows Miami / Dade counties building codes for hurricanes.

BUILDING COSTS: From $200.00 per sq. ft.

ELECTRIC: Supplied by Virgin Islands Water & Power Authority (WAPA). Their office is located in Estate Diamond cross from the Sunny Isle shopping center. Telephone 340-773-2250 or 340-778-5064. After you have purchased a residence, hooking up your electric is easy...all you need is a photo ID, copy of your deed, $125.00 deposit and a copy of the previous owner's old WAPA bill with their account number on it will expedite the process.

WATER: Mainly rain water collected from the roof and stored in a cistern in most areas. Within city limits you may have access to city water and sewer. Most condominiums have common cisterns and may charge a water fee.

TAXES AND BUSINESS INFORMATION: U.S.V.I. residents taxed on worldwide income according to standard (IRS) code. Non-resident U.S. citizens taxed on income from U.S.V.I. sources only. Corporations have a 10% surcharge on income with the exception of those enjoying investment incentives. Businesses pay 4% gross receipts tax on money earned from all transactions including services. The U.S. Virgin Islands uses the U.S. IRS Tax Code, but the tax dollars are kept locally and filed with the Virgin Islands Bureau of Internal Revenue. Social Security and Unemployment taxes are paid to the U.S. Federal Government. The taxes are at the same rates and use the same forms and rules as the federal income tax under what is called the "mirror system" of taxation.

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Off the Wall Beach Bar
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Island's Favorite Beach Bar!
Dine In or Take Out
Great Pizza!
340-778-4771


Cruise Ship Visits
St. Croix Cruise Ship Port of Call
Welcome Cruisers!
Mar. 15,16,20,22,29
more info...


St. Patrick's Day
Parade

March 13, 2010
Christiansted
more info....


Art Thursday

March 18, 2010
Christiansted
more info...


Sunset Jazz
Sunset Jazz, Frederiksted, St. Croix, USVI
Fort Frederik Beach
Frederiksted

3rd Friday each month

more info...


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